Attention homeowners in Fullerton and Orange County: Get an Appraisal today!
Check out the top 7 reasons CA homeowners need mymobileappraiser:
Do you own a home in or near Fullerton? Do you need help determining the value of your real estate?
We at mymobileappraiser understand the unique needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at mymobileappraiser are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you do away with unwanted and unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby. That means you are most likely paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from mymobileappraiser is your perfect weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be inopportune from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from mymobileappraiser can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd prefer to have an expert double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.